:root {
  --green: #14a66f;
  --green-deep: #08784d;
  --blue: #1d6ff2;
  --ink: #101828;
  --muted: #667085;
  --line: #d9e2df;
  --paper: #ffffff;
  --mist: #eef8f4;
  --warm: #f5b84b;
  --rose: #e85972;
  --shadow: 0 24px 70px rgba(16, 24, 40, 0.14);
  --max: 1180px;
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-family: Inter, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  color: var(--ink);
  background: #fbfdfc;
  overflow-x: hidden;
}

main {
  overflow: hidden;
}

a {
  color: inherit;
  text-decoration: none;
}

button {
  font: inherit;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 50;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  width: min(var(--max), calc(100vw - 32px));
  margin: 14px auto 0;
  padding: 10px 12px 10px 14px;
  background: rgba(255, 255, 255, 0.86);
  border: 1px solid rgba(217, 226, 223, 0.8);
  border-radius: 24px;
  box-shadow: 0 14px 40px rgba(16, 24, 40, 0.08);
  backdrop-filter: blur(18px);
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  font-weight: 900;
  letter-spacing: 0;
}

.brand img {
  width: 34px;
  height: 34px;
  border-radius: 10px;
  object-fit: cover;
}

.site-nav {
  display: flex;
  align-items: center;
  gap: 24px;
  color: var(--muted);
  font-size: 14px;
  font-weight: 700;
}

.site-nav a:hover {
  color: var(--green-deep);
}

.header-cta,
.button,
.store-button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border: 0;
  cursor: pointer;
}

.header-cta {
  min-height: 42px;
  padding: 0 18px;
  color: #fff;
  background: var(--ink);
  border-radius: 999px;
  font-size: 14px;
  font-weight: 800;
}

.nav-toggle {
  display: none;
  width: 42px;
  height: 42px;
  background: var(--ink);
  border: 0;
  border-radius: 999px;
}

.nav-toggle span {
  display: block;
  width: 17px;
  height: 2px;
  margin: 4px auto;
  background: #fff;
  border-radius: 2px;
}

.section-band {
  width: min(var(--max), calc(100vw - 32px));
  margin: 28px auto 0;
}

.hero {
  display: grid;
  grid-template-columns: minmax(0, 0.95fr) minmax(440px, 1.05fr);
  gap: 38px;
  min-height: min(760px, calc(100vh - 112px));
  align-items: center;
  padding: 46px 0 72px;
}

.eyebrow {
  margin: 0 0 14px;
  color: var(--green-deep);
  font-size: 13px;
  font-weight: 900;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

h1,
h2,
h3,
p {
  margin-top: 0;
}

h1 {
  max-width: 670px;
  margin-bottom: 20px;
  font-size: clamp(48px, 7vw, 88px);
  line-height: 0.96;
  letter-spacing: 0;
}

h2 {
  margin-bottom: 16px;
  font-size: clamp(34px, 4.7vw, 62px);
  line-height: 1;
  letter-spacing: 0;
}

h3 {
  font-size: 24px;
  line-height: 1.12;
  letter-spacing: 0;
}

.hero-text {
  max-width: 630px;
  color: #475467;
  font-size: 20px;
  line-height: 1.55;
}

.hero-copy {
  min-width: 0;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin: 32px 0 26px;
}

.button {
  min-height: 54px;
  padding: 0 22px;
  border-radius: 999px;
  font-weight: 900;
}

.button.primary {
  color: #fff;
  background: var(--green);
  box-shadow: 0 16px 34px rgba(20, 166, 111, 0.28);
}

.button.secondary {
  color: var(--ink);
  background: #fff;
  border: 1px solid var(--line);
}

.hero-proof,
.logo-strip {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
}

.hero-proof span,
.logo-strip span {
  padding: 9px 13px;
  color: #344054;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 999px;
  font-size: 13px;
  font-weight: 800;
}

.hero-visual {
  position: relative;
  min-height: 620px;
}

.phone {
  position: absolute;
  overflow: hidden;
  background: #f4f6fa;
  border: 6px solid #111827;
  border-radius: 26px;
  box-shadow: var(--shadow);
}

.phone-main {
  right: 80px;
  top: 0;
  width: 286px;
  height: 584px;
}

.phone-side {
  right: 0;
  top: 92px;
  width: 232px;
  height: 474px;
  transform: rotate(4deg);
}

.phone-shot {
  padding: 0;
}

.phone-shot img {
  display: block;
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: top center;
}

.app-status {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 2px 8px 12px;
  color: #0a1628;
  font-size: 11px;
  font-weight: 900;
}

.app-status.compact {
  padding-bottom: 8px;
}

.status-icons {
  width: 38px;
  height: 10px;
  background:
    radial-gradient(circle at 4px 50%, #0a1628 0 2px, transparent 3px),
    radial-gradient(circle at 14px 50%, #0a1628 0 2px, transparent 3px),
    linear-gradient(#0a1628, #0a1628) right center / 16px 8px no-repeat;
}

.app-bar {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 12px;
}

.app-bar small {
  display: block;
  color: #8a94a6;
  font-size: 11px;
  font-weight: 700;
}

.app-bar strong {
  display: block;
  color: #0a1628;
  font-size: 18px;
  font-weight: 900;
}

.notification-dot {
  width: 34px;
  height: 34px;
  background:
    radial-gradient(circle at 65% 30%, #2ab673 0 4px, transparent 5px),
    linear-gradient(#fff, #fff);
  border: 1px solid #eef0f4;
  border-radius: 999px;
  box-shadow: 0 8px 18px rgba(10, 22, 40, 0.08);
}

.app-balance-card,
.savings-total {
  color: #fff;
  background: #0a1628;
  border-radius: 22px;
  padding: 18px;
}

.app-balance-card span,
.savings-total span,
.mini-receipt span,
.float-card span,
.loan-status-card span {
  display: block;
  margin-bottom: 8px;
  color: rgba(255, 255, 255, 0.74);
  font-size: 12px;
  font-weight: 800;
}

.app-balance-card strong,
.savings-total strong {
  display: block;
  font-size: 34px;
  line-height: 1;
}

.card-head {
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.card-head i {
  width: 18px;
  height: 18px;
  border: 2px solid rgba(255, 255, 255, 0.55);
  border-radius: 999px;
}

.savings-total small {
  display: block;
  margin-top: 10px;
  color: rgba(255, 255, 255, 0.72);
}

.app-actions {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 8px;
  margin: 16px 0;
}

.app-actions span {
  display: flex;
  min-width: 0;
  min-height: 82px;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 8px;
  background: #fff;
  border: 1px solid #eef0f4;
  border-radius: 14px;
  color: #0a1628;
  font-size: 10px;
  font-weight: 800;
}

.app-actions i {
  display: block;
  width: 34px;
  height: 34px;
  background: rgba(26, 115, 232, 0.1);
  border-radius: 999px;
}

.arrow-down {
  background:
    linear-gradient(#1a73e8, #1a73e8) 50% 44% / 3px 16px no-repeat,
    linear-gradient(135deg, transparent 44%, #1a73e8 45% 56%, transparent 57%) 50% 58% / 14px 14px no-repeat,
    rgba(26, 115, 232, 0.1) !important;
}

.request-icon {
  background:
    linear-gradient(#1a73e8, #1a73e8) 50% 50% / 16px 3px no-repeat,
    linear-gradient(#1a73e8, #1a73e8) 50% 50% / 3px 16px no-repeat,
    rgba(26, 115, 232, 0.1) !important;
}

.gift-icon {
  background:
    linear-gradient(#1a73e8, #1a73e8) 50% 50% / 18px 13px no-repeat,
    linear-gradient(#f4f6fa, #f4f6fa) 50% 50% / 3px 20px no-repeat,
    rgba(26, 115, 232, 0.1) !important;
}

.nearby-icon {
  background:
    radial-gradient(circle at 50% 50%, #1a73e8 0 5px, transparent 6px),
    rgba(26, 115, 232, 0.1) !important;
}

.phone-section-title {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin: 4px 2px 10px;
}

.phone-section-title strong {
  color: #0a1628;
  font-size: 14px;
  font-weight: 900;
}

.phone-section-title span {
  color: #1a73e8;
  font-size: 11px;
  font-weight: 800;
}

.app-feed-row {
  display: grid;
  grid-template-columns: 40px minmax(0, 1fr) auto;
  gap: 12px;
  align-items: center;
  margin-top: 12px;
  padding: 12px;
  background: #fff;
  border: 1px solid #eef0f4;
  border-radius: 14px;
}

.app-feed-row strong,
.contribution-row strong {
  display: block;
  margin-bottom: 4px;
  font-size: 14px;
}

.app-feed-row small,
.contribution-row small {
  color: var(--muted);
  font-size: 12px;
}

.app-feed-row b {
  color: #0a1628;
  font-size: 12px;
  font-weight: 900;
}

.app-feed-row b.in {
  color: #2ab673;
}

.feed-icon,
.icon-circle,
.status-dot {
  display: block;
  border-radius: 999px;
}

.feed-icon {
  width: 40px;
  height: 40px;
  background: rgba(26, 115, 232, 0.1);
}

.feed-icon.green {
  background: rgba(42, 182, 115, 0.12);
}

.app-bottom-nav {
  position: absolute;
  left: 0;
  right: 0;
  bottom: 0;
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  padding: 10px 10px 13px;
  background: #fff;
  border-top: 1px solid #eef0f4;
}

.app-bottom-nav span {
  color: #8a94a6;
  font-size: 10px;
  font-weight: 800;
  text-align: center;
}

.app-bottom-nav .active {
  color: #1a73e8;
}

.progress-track {
  overflow: hidden;
  height: 9px;
  margin-top: 18px;
  background: rgba(255, 255, 255, 0.2);
  border-radius: 999px;
}

.progress-track span {
  display: block;
  width: 75%;
  height: 100%;
  background: var(--warm);
  border-radius: inherit;
}

.member-list {
  margin: 14px 0;
  padding: 14px;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 22px;
}

.member-list p {
  display: flex;
  gap: 8px;
  align-items: center;
  margin: 10px 0;
  color: #344054;
  font-size: 13px;
  font-weight: 800;
}

.member-list span {
  width: 9px;
  height: 9px;
  background: var(--green);
  border-radius: 999px;
}

.group-appbar {
  display: grid;
  grid-template-columns: 24px 1fr 24px;
  align-items: center;
  gap: 8px;
  margin-bottom: 10px;
  color: #0a1628;
  text-align: center;
}

.group-appbar span,
.group-appbar i {
  display: block;
  width: 24px;
  height: 24px;
  background: #fff;
  border: 1px solid #eef0f4;
  border-radius: 999px;
}

.group-appbar strong {
  font-size: 14px;
  font-weight: 900;
}

.group-balance-card {
  position: relative;
  margin-bottom: 12px;
  padding: 16px;
  color: #fff;
  background: linear-gradient(135deg, #1a73e8, rgba(26, 115, 232, 0.76));
  border-radius: 16px;
}

.group-balance-card span,
.group-balance-card small {
  display: block;
  color: rgba(255, 255, 255, 0.75);
  font-size: 11px;
  font-weight: 800;
}

.group-balance-card strong {
  display: block;
  margin: 4px 0;
  font-size: 27px;
  line-height: 1;
  font-weight: 900;
}

.group-balance-card button {
  position: absolute;
  right: 14px;
  top: 26px;
  padding: 7px 10px;
  color: #fff;
  background: transparent;
  border: 1px solid rgba(255, 255, 255, 0.42);
  border-radius: 10px;
  font-size: 11px;
  font-weight: 900;
}

.group-tabs {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  margin-bottom: 10px;
  color: #8a94a6;
  font-size: 10px;
  font-weight: 900;
  text-align: center;
}

.group-tabs span {
  padding-bottom: 8px;
  border-bottom: 2px solid #eef0f4;
}

.group-tabs .active {
  color: #1a73e8;
  border-color: #1a73e8;
}

.group-feed-mini {
  display: grid;
  gap: 8px;
}

.group-feed-mini p {
  display: grid;
  grid-template-columns: 10px minmax(0, 1fr) auto;
  gap: 8px;
  align-items: center;
  margin: 0;
  padding: 10px;
  background: #fff;
  border: 1px solid #eef0f4;
  border-radius: 14px;
  color: #0a1628;
}

.group-feed-mini strong {
  font-size: 12px;
}

.group-feed-mini b {
  font-size: 11px;
}

.loan-status-card {
  margin-top: 10px;
  padding: 14px;
  color: #fff;
  background: #0a1628;
  border-radius: 16px;
}

.loan-status-card strong {
  display: block;
  margin-bottom: 4px;
  font-size: 16px;
  line-height: 1.1;
}

.loan-status-card small {
  color: rgba(255, 255, 255, 0.68);
  font-size: 11px;
  font-weight: 700;
}

.group-action-bar {
  position: absolute;
  left: 0;
  right: 0;
  bottom: 0;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 8px;
  padding: 10px 12px 13px;
  background: #fff;
  border-top: 1px solid #eef0f4;
}

.group-action-bar span {
  display: grid;
  min-height: 40px;
  place-items: center;
  color: #1a73e8;
  border: 1px solid #eef0f4;
  border-radius: 12px;
  font-size: 11px;
  font-weight: 900;
}

.group-action-bar span:first-child {
  color: #fff;
  background: #1a73e8;
  border-color: #1a73e8;
}

.logo-strip {
  justify-content: center;
  width: min(var(--max), calc(100vw - 32px));
  margin: 0 auto 58px;
}

.social-proof-strip {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0;
  width: min(var(--max), calc(100vw - 32px));
  margin: 0 auto 58px;
  padding: 28px 32px;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 28px;
  box-shadow: 0 8px 28px rgba(16, 24, 40, 0.05);
}

.proof-item {
  display: flex;
  flex: 1;
  min-width: 0;
  flex-direction: column;
  align-items: center;
  gap: 4px;
  padding: 0 18px;
  text-align: center;
}

.proof-item strong {
  color: var(--ink);
  font-size: 22px;
  font-weight: 900;
  line-height: 1;
}

.proof-item span {
  color: var(--muted);
  font-size: 13px;
  font-weight: 700;
}

.proof-divider {
  width: 1px;
  height: 36px;
  flex-shrink: 0;
  background: var(--line);
}

.how-it-works {
  padding-top: 64px;
  padding-bottom: 64px;
}

.steps-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 18px;
}

.step-card {
  padding: 32px;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 28px;
  box-shadow: 0 16px 40px rgba(16, 24, 40, 0.06);
}

.step-card p {
  color: var(--muted);
  line-height: 1.6;
}

.step-card-featured {
  color: #fff;
  background: #0a1628;
  border-color: #0a1628;
}

.step-card-featured h3,
.step-card-featured p {
  color: #fff;
}

.step-card-featured p {
  color: rgba(255, 255, 255, 0.72);
}

.step-number {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 42px;
  height: 42px;
  margin-bottom: 20px;
  color: var(--green-deep);
  background: var(--mist);
  border-radius: 14px;
  font-size: 14px;
  font-weight: 900;
}

.step-card-featured .step-number {
  color: #fff;
  background: rgba(255, 255, 255, 0.12);
}

.section {
  width: min(var(--max), calc(100vw - 32px));
  margin: 0 auto;
  padding: 88px 0;
}

.section-heading {
  max-width: 820px;
  margin: 0 auto 38px;
  text-align: center;
}

.section-heading.align-left {
  margin-right: 0;
  margin-left: 0;
  text-align: left;
}

.section-heading p:not(.eyebrow) {
  color: var(--muted);
  font-size: 18px;
  line-height: 1.6;
}

.feature-grid,
.business-grid,
.safety-list,
.group-benefits,
.path-grid {
  display: grid;
  gap: 18px;
}

.path-section {
  padding-top: 64px;
  padding-bottom: 50px;
}

.path-grid {
  grid-template-columns: repeat(4, 1fr);
}

.path-card {
  display: flex;
  min-height: 250px;
  flex-direction: column;
  justify-content: space-between;
  padding: 24px;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 28px;
  box-shadow: 0 16px 40px rgba(16, 24, 40, 0.06);
}

.path-card span {
  color: var(--green-deep);
  font-size: 12px;
  font-weight: 900;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.path-card strong {
  display: block;
  margin: 22px 0 10px;
  color: var(--ink);
  font-size: 24px;
  line-height: 1.05;
}

.path-card p,
.send-anyone-panel p,
.contact-panel p {
  color: var(--muted);
  line-height: 1.6;
}

.featured-path {
  color: #fff;
  background: #0a1628;
  border-color: #0a1628;
}

.featured-path span,
.featured-path strong,
.featured-path p {
  color: #fff;
}

.feature-grid {
  grid-template-columns: repeat(3, 1fr);
}

.feature-card,
.group-benefits article,
.business-card,
.safety-list div {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 28px;
  box-shadow: 0 16px 40px rgba(16, 24, 40, 0.06);
}

.feature-card {
  padding: 28px;
}

.feature-card p,
.group-benefits p,
.business-card p,
.safety-list p,
.credit-steps p,
.download-section p,
.faq-item p {
  color: var(--muted);
  line-height: 1.6;
}

.icon-circle {
  width: 54px;
  height: 54px;
  margin-bottom: 24px;
  background: var(--mist);
}

.scan-icon {
  background:
    linear-gradient(#111827, #111827) 50% 50% / 22px 22px no-repeat,
    var(--mist);
}

.send-icon {
  background:
    linear-gradient(135deg, transparent 45%, #fff 46% 54%, transparent 55%),
    var(--blue);
}

.agent-icon {
  background:
    radial-gradient(circle at 50% 34%, #fff 0 9px, transparent 10px),
    radial-gradient(circle at 50% 74%, #fff 0 17px, transparent 18px),
    var(--warm);
}

.send-anyone-panel {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(320px, 0.85fr);
  gap: 28px;
  align-items: center;
  margin-top: 22px;
  padding: 34px;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 32px;
  box-shadow: 0 16px 40px rgba(16, 24, 40, 0.06);
}

.send-anyone-panel h3 {
  max-width: 600px;
  margin-bottom: 12px;
  font-size: clamp(28px, 4vw, 42px);
}

.voucher-flow {
  display: grid;
  gap: 12px;
}

.voucher-flow span {
  position: relative;
  display: block;
  padding: 18px 18px 18px 54px;
  background: #f4f6fa;
  border: 1px solid var(--line);
  border-radius: 18px;
  color: var(--ink);
  font-weight: 900;
}

.voucher-flow span::before {
  content: "";
  position: absolute;
  left: 18px;
  top: 50%;
  width: 18px;
  height: 18px;
  background: var(--green);
  border-radius: 999px;
  transform: translateY(-50%);
}

.groups-section {
  padding-top: 96px;
}

.groups-hero {
  max-width: 980px;
  margin: 0 auto 56px;
  text-align: center;
}

.groups-hero h2 {
  margin-bottom: 20px;
}

.groups-hero p:not(.eyebrow) {
  max-width: 860px;
  margin: 0 auto;
  color: var(--muted);
  font-size: 19px;
  line-height: 1.65;
}

.groups-layout {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(280px, 0.72fr);
  gap: 42px;
  align-items: center;
}

.group-dashboard {
  padding: 24px;
  background: #102019;
  border-radius: 36px;
  box-shadow: var(--shadow);
}

.group-dashboard.phone-preview {
  width: min(100%, 300px);
  max-width: 300px;
  height: 600px;
  margin-left: auto;
  padding: 6px;
  overflow: hidden;
  background: #111827;
  border-radius: 28px;
}

.group-dashboard.phone-preview img {
  display: block;
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: top center;
  border-radius: 22px;
}

.dashboard-top {
  display: grid;
  grid-template-columns: minmax(0, 1fr) auto;
  gap: 18px;
  align-items: start;
  margin-bottom: 16px;
  color: #fff;
}

.dashboard-top div {
  min-width: 0;
}

.dashboard-top span {
  display: block;
  margin-bottom: 4px;
  color: rgba(255, 255, 255, 0.65);
  font-size: 13px;
  font-weight: 800;
}

.dashboard-top b {
  justify-self: end;
  padding: 9px 12px;
  color: #0f5139;
  background: #dff7ec;
  border-radius: 999px;
  font-size: 13px;
  white-space: nowrap;
}

.contribution-row {
  display: grid;
  grid-template-columns: 14px minmax(0, 1fr) auto;
  gap: 14px;
  align-items: center;
  margin-top: 12px;
  padding: 16px;
  background: #fff;
  border-radius: 20px;
}

.contribution-row div {
  min-width: 0;
  text-align: left;
}

.contribution-row b {
  justify-self: end;
  text-align: right;
  white-space: nowrap;
}

.status-dot {
  width: 14px;
  height: 14px;
}

.paid-dot {
  background: var(--green);
}

.due-dot {
  background: var(--warm);
}

.group-benefits {
  grid-template-columns: repeat(3, 1fr);
  margin-top: 26px;
}

.group-benefits article {
  padding: 24px;
}

.group-benefits span {
  color: var(--green-deep);
  font-weight: 900;
}

.credit-panel {
  display: grid;
  grid-template-columns: minmax(0, 0.9fr) minmax(360px, 1fr);
  gap: 42px;
  align-items: center;
  padding: 46px;
  background: #eaf4ff;
  border: 1px solid #cce1ff;
  border-radius: 38px;
}

.credit-steps {
  display: grid;
  gap: 14px;
}

.credit-steps div {
  position: relative;
  padding: 20px 20px 20px 60px;
  background: rgba(255, 255, 255, 0.78);
  border: 1px solid rgba(29, 111, 242, 0.18);
  border-radius: 24px;
}

.credit-steps span {
  position: absolute;
  left: 20px;
  top: 23px;
  width: 22px;
  height: 22px;
  background: var(--blue);
  border-radius: 999px;
}

.credit-steps strong {
  display: block;
  margin-bottom: 6px;
}

.business-grid {
  grid-template-columns: 1fr 1fr;
}

.business-card {
  display: grid;
  grid-template-columns: 1fr 220px;
  gap: 20px;
  min-height: 350px;
  align-items: end;
  padding: 32px;
}

.merchant-card {
  background: linear-gradient(145deg, #ffffff 0%, #e9f9f2 100%);
}

.agent-card {
  background: linear-gradient(145deg, #ffffff 0%, #fff4de 100%);
}

.mini-receipt,
.float-card {
  align-self: stretch;
  display: flex;
  flex-direction: column;
  justify-content: end;
  min-height: 210px;
  padding: 22px;
  color: #fff;
  border-radius: 26px;
}

.mini-receipt {
  background: var(--green);
}

.float-card {
  background: #111827;
}

.mini-receipt strong,
.float-card strong {
  display: block;
  margin-bottom: 8px;
  font-size: 34px;
}

.safety-list {
  grid-template-columns: repeat(4, 1fr);
}

.safety-list div {
  padding: 24px;
}

.safety-list strong {
  display: block;
  margin-bottom: 8px;
  font-size: 18px;
}

.faq-list {
  max-width: 860px;
  margin: 0 auto;
}

.faq-item {
  display: block;
  width: 100%;
  margin-bottom: 12px;
  padding: 22px 24px;
  text-align: left;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 24px;
  cursor: pointer;
}

.faq-item span {
  display: block;
  color: var(--ink);
  font-size: 18px;
  font-weight: 900;
}

.faq-item p {
  display: none;
  margin: 12px 0 0;
}

.faq-item.is-open p {
  display: block;
}

.contact-section {
  padding-top: 40px;
}

.contact-panel {
  padding: 48px;
  background: linear-gradient(135deg, #0a1628 0%, #0f5139 100%);
  border-radius: 38px;
  box-shadow: var(--shadow);
}

.contact-header {
  max-width: 560px;
  margin-bottom: 36px;
}

.contact-panel .eyebrow {
  color: rgba(255, 255, 255, 0.55);
}

.contact-panel h2 {
  color: #fff;
  margin-bottom: 8px;
}

.contact-header p:not(.eyebrow) {
  color: rgba(255, 255, 255, 0.6);
  font-size: 16px;
  margin: 0;
}

.contact-cards {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 12px;
}

.contact-card {
  display: grid;
  grid-template-columns: 48px 1fr 24px;
  align-items: center;
  gap: 14px;
  padding: 20px 22px;
  background: rgba(255, 255, 255, 0.07);
  border: 1px solid rgba(255, 255, 255, 0.12);
  border-radius: 20px;
  text-decoration: none;
  transition: background 0.18s, border-color 0.18s, transform 0.18s;
}

.contact-card:hover {
  background: rgba(255, 255, 255, 0.12);
  border-color: rgba(255, 255, 255, 0.24);
  transform: translateY(-2px);
}

.contact-card-icon {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 48px;
  height: 48px;
  background: rgba(255, 255, 255, 0.1);
  border-radius: 14px;
  color: #fff;
  flex-shrink: 0;
}

.contact-card-body strong {
  display: block;
  color: #fff;
  font-size: 15px;
  font-weight: 800;
  margin-bottom: 3px;
}

.contact-card-body span {
  display: block;
  color: rgba(255, 255, 255, 0.55);
  font-size: 13px;
  font-weight: 500;
  line-height: 1.4;
}

.contact-card-arrow {
  color: rgba(255, 255, 255, 0.35);
  font-size: 18px;
  font-weight: 700;
  justify-self: end;
  transition: color 0.18s, transform 0.18s;
}

.contact-card:hover .contact-card-arrow {
  color: rgba(255, 255, 255, 0.8);
  transform: translateX(3px);
}

.download-section {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(320px, 420px);
  gap: 40px;
  align-items: center;
  width: min(var(--max), calc(100vw - 32px));
  margin: 0 auto 70px;
  padding: 48px;
  color: #fff;
  background: #111827;
  border-radius: 38px;
}

.download-section .eyebrow,
.download-section p {
  color: rgba(255, 255, 255, 0.72);
}

.download-section h2 {
  max-width: 760px;
}

.platform-chips {
  display: flex;
  gap: 10px;
  margin-top: 20px;
}

.platform-chips span {
  padding: 7px 16px;
  border: 1px solid rgba(255, 255, 255, 0.2);
  border-radius: 999px;
  font-size: 13px;
  font-weight: 700;
  color: rgba(255, 255, 255, 0.5);
}

.waitlist-form {
  display: flex;
  flex-direction: column;
}

.waitlist-label {
  margin: 0 0 14px;
  color: #fff;
  font-size: 18px;
  font-weight: 800;
  line-height: 1.3;
}

.waitlist-row {
  display: flex;
  gap: 10px;
  margin-bottom: 10px;
}

.waitlist-row input[type="email"] {
  flex: 1;
  min-width: 0;
  height: 54px;
  padding: 0 18px;
  background: rgba(255, 255, 255, 0.1);
  border: 1px solid rgba(255, 255, 255, 0.2);
  border-radius: 999px;
  color: #fff;
  font: inherit;
  font-size: 15px;
  transition: border-color 0.15s, background 0.15s;
}

.waitlist-row input[type="email"]::placeholder {
  color: rgba(255, 255, 255, 0.4);
}

.waitlist-row input[type="email"]:focus {
  outline: none;
  border-color: rgba(255, 255, 255, 0.5);
  background: rgba(255, 255, 255, 0.14);
}

.waitlist-row input[type="email"].is-error {
  border-color: rgba(232, 89, 114, 0.7);
}

.waitlist-btn {
  flex-shrink: 0;
  min-height: 54px;
}

.waitlist-note {
  margin: 0;
  color: rgba(255, 255, 255, 0.42);
  font-size: 12px;
}

.waitlist-success {
  display: none;
  margin-top: 12px;
  padding: 14px 18px;
  background: rgba(20, 166, 111, 0.15);
  border: 1px solid rgba(20, 166, 111, 0.3);
  border-radius: 14px;
  color: #6ddbb0;
  font-size: 14px;
  font-weight: 700;
}

.waitlist-success.is-visible {
  display: block;
}

.site-footer {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  width: min(var(--max), calc(100vw - 32px));
  margin: 0 auto;
  padding: 28px 0 42px;
  color: var(--muted);
}

.footer-links {
  display: flex;
  flex-wrap: wrap;
  gap: 18px;
  font-size: 14px;
  font-weight: 800;
}

.footer-brand {
  color: var(--ink);
}

.legal-page {
  width: min(1180px, calc(100% - 40px));
  margin: 0 auto;
  padding: 150px 0 80px;
}

.legal-hero {
  max-width: 820px;
  margin-bottom: 30px;
}

.legal-hero h1 {
  margin: 0 0 18px;
  font-size: clamp(42px, 7vw, 82px);
  line-height: 0.98;
  letter-spacing: 0;
}

.legal-hero p {
  max-width: 700px;
  color: var(--muted);
  font-size: 19px;
  line-height: 1.6;
}

.legal-card {
  padding: 38px;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 28px;
  box-shadow: var(--shadow-soft);
}

.legal-card h2 {
  margin: 28px 0 10px;
  color: var(--ink);
  font-size: 24px;
}

.legal-card h2:first-child {
  margin-top: 0;
}

.legal-card p,
.legal-card li {
  color: var(--muted);
  font-size: 16px;
  line-height: 1.75;
}

.legal-card a {
  color: var(--green-deep);
  font-weight: 800;
}

.legal-card ol {
  padding-left: 22px;
}

/* ── Trust strip ──────────────────────────────────────────────────────── */
.trust-strip {
  display: flex;
  align-items: center;
  justify-content: center;
  flex-wrap: wrap;
  gap: 0;
  width: min(var(--max), calc(100vw - 32px));
  margin: 0 auto 64px;
  padding: 22px 32px;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 28px;
  box-shadow: 0 8px 28px rgba(16, 24, 40, 0.05);
}

.trust-item {
  display: flex;
  align-items: center;
  gap: 8px;
  flex: 1 1 auto;
  min-width: 0;
  padding: 0 12px;
  color: #344054;
  font-size: 13px;
  font-weight: 700;
  white-space: nowrap;
  overflow: hidden;
  text-overflow: ellipsis;
}

.trust-item svg {
  flex-shrink: 0;
  color: var(--green-deep);
}

.trust-divider {
  width: 1px;
  height: 28px;
  flex-shrink: 0;
  background: var(--line);
}

/* ── Hero badges ──────────────────────────────────────────────────────── */
.hero-badges {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 6px;
}

.badge-item {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 7px 13px;
  color: #344054;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 999px;
  font-size: 13px;
  font-weight: 700;
}

.badge-dot {
  width: 7px;
  height: 7px;
  background: var(--green);
  border-radius: 50%;
  flex-shrink: 0;
}

/* ── Floating stat cards on hero ──────────────────────────────────────── */
.float-card-hero {
  position: absolute;
  display: flex;
  flex-direction: column;
  gap: 2px;
  padding: 12px 16px;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 18px;
  box-shadow: 0 12px 32px rgba(16, 24, 40, 0.12);
  z-index: 10;
  animation: floatY 4s ease-in-out infinite;
}

.fc-top {
  top: 32px;
  left: 0;
  animation-delay: 0s;
}

.fc-bottom {
  bottom: 80px;
  left: 10px;
  animation-delay: 2s;
}

.fc-label {
  font-size: 11px;
  font-weight: 700;
  color: var(--muted);
}

.fc-amount {
  font-size: 18px;
  font-weight: 900;
  color: var(--ink);
  line-height: 1;
}

.fc-sub {
  font-size: 11px;
  font-weight: 600;
  color: var(--green-deep);
}

/* ── Float animations ─────────────────────────────────────────────────── */
@keyframes floatY {
  0%, 100% { transform: translateY(0); }
  50%       { transform: translateY(-8px); }
}

.float-a { animation: floatA 6s ease-in-out infinite; }
.float-b { animation: floatB 6s ease-in-out infinite; }

@keyframes floatA {
  0%, 100% { transform: translateY(0); }
  50%       { transform: translateY(-10px); }
}

@keyframes floatB {
  0%, 100% { transform: rotate(4deg) translateY(0); }
  50%       { transform: rotate(4deg) translateY(-14px); }
}

/* ── Stokvel centrepiece ──────────────────────────────────────────────── */
.stokvel-centre {
  padding-top: 80px;
  padding-bottom: 80px;
}

.stokvel-badge {
  text-align: center;
  margin-bottom: 16px;
}

.stokvel-hero-text {
  max-width: 860px;
  margin: 0 auto 56px;
  text-align: center;
}

.stokvel-hero-text h2 {
  margin-bottom: 18px;
}

.stokvel-hero-text p {
  color: var(--muted);
  font-size: 19px;
  line-height: 1.65;
}

.stokvel-layout {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(280px, 0.65fr);
  gap: 56px;
  align-items: center;
}

.stokvel-features {
  display: flex;
  flex-direction: column;
  gap: 28px;
}

.stokvel-feature {
  display: grid;
  grid-template-columns: 48px 1fr;
  gap: 16px;
  align-items: start;
}

.sf-num {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 42px;
  height: 42px;
  background: var(--mist);
  border-radius: 12px;
  color: var(--green-deep);
  font-size: 13px;
  font-weight: 900;
  flex-shrink: 0;
  margin-top: 2px;
}

.stokvel-feature strong {
  display: block;
  font-size: 17px;
  margin-bottom: 5px;
  color: var(--ink);
}

.stokvel-feature p {
  margin: 0;
  color: var(--muted);
  font-size: 14px;
  line-height: 1.6;
}

.stokvel-cta {
  margin-top: 8px;
  align-self: flex-start;
}

.stokvel-phone-wrap {
  display: flex;
  justify-content: center;
}

/* ── Language strip ───────────────────────────────────────────────────── */
.lang-strip {
  display: flex;
  align-items: center;
  flex-wrap: wrap;
  gap: 8px;
  margin: 28px 0 0;
}

.lang-label {
  font-size: 13px;
  font-weight: 700;
  color: var(--muted);
}

.lang-chip {
  padding: 5px 12px;
  background: var(--mist);
  border: 1px solid #c3e8d8;
  border-radius: 999px;
  font-size: 12px;
  font-weight: 800;
  color: var(--green-deep);
}

/* ── Business apply links ─────────────────────────────────────────────── */
.biz-apply-link {
  display: inline-block;
  margin-top: 16px;
  font-size: 14px;
  font-weight: 800;
  color: var(--green-deep);
  text-decoration: none;
  border-bottom: 1px solid transparent;
  transition: border-color 0.15s;
}

.biz-apply-link:hover {
  border-color: var(--green-deep);
}

/* ── Safety grid ──────────────────────────────────────────────────────── */
.safety-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
}

.safety-card {
  padding: 24px;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 24px;
  box-shadow: 0 8px 24px rgba(16, 24, 40, 0.05);
}

.safety-card p {
  color: var(--muted);
  line-height: 1.6;
  margin: 0;
}

.safety-card strong {
  display: block;
  font-size: 16px;
  margin-bottom: 8px;
  color: var(--ink);
}

.safety-featured {
  grid-column: span 3;
  background: linear-gradient(135deg, #e8f7f0, #f0faf5);
  border-color: #b3e0cc;
  display: grid;
  grid-template-columns: 1fr auto;
  align-items: start;
  gap: 24px;
  padding: 32px;
}

.safety-featured h3 {
  font-size: 20px;
  margin-bottom: 10px;
  color: var(--ink);
  grid-column: 1;
}

.safety-featured p {
  grid-column: 1;
  font-size: 16px;
}

.safety-pill {
  grid-row: 1 / span 2;
  grid-column: 2;
  align-self: center;
  padding: 8px 16px;
  background: var(--green);
  color: #fff;
  border-radius: 999px;
  font-size: 12px;
  font-weight: 800;
  white-space: nowrap;
}

/* ── Waitlist counter ─────────────────────────────────────────────────── */
.waitlist-counter {
  display: flex;
  align-items: baseline;
  gap: 8px;
  margin: 20px 0 16px;
}

.wc-number {
  font-size: 36px;
  font-weight: 900;
  color: var(--warm);
  line-height: 1;
}

.wc-label {
  font-size: 14px;
  color: rgba(255,255,255,0.6);
  font-weight: 600;
}

/* ── Footer redesign ──────────────────────────────────────────────────── */
.footer-top {
  display: grid;
  grid-template-columns: minmax(0, 0.9fr) minmax(0, 1fr);
  gap: 48px;
  padding-bottom: 32px;
  border-bottom: 1px solid rgba(255,255,255,0.08);
  margin-bottom: 24px;
}

.footer-brand-col .brand {
  margin-bottom: 12px;
}

.footer-tagline {
  font-size: 14px;
  color: var(--muted);
  margin: 0 0 12px;
}

.footer-reg {
  font-size: 12px;
  color: #8899a0;
  line-height: 1.6;
  margin: 0;
}

.footer-links-col {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.footer-link-group {
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.footer-link-group strong {
  font-size: 12px;
  font-weight: 800;
  color: var(--ink);
  text-transform: uppercase;
  letter-spacing: 0.06em;
  margin-bottom: 2px;
}

.footer-link-group a {
  font-size: 13px;
  font-weight: 600;
  color: var(--muted);
  transition: color 0.15s;
}

.footer-link-group a:hover {
  color: var(--green-deep);
}

.footer-bottom {
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.footer-bottom p {
  margin: 0;
  font-size: 12px;
  color: #8899a0;
  line-height: 1.6;
}

.footer-disclaimer {
  max-width: 820px;
}


/* ── Responsive additions ─────────────────────────────────────────────── */
@media (max-width: 1040px) {
  .stokvel-layout {
    grid-template-columns: 1fr;
  }
  .stokvel-phone-wrap {
    order: -1;
  }
  .safety-featured {
    grid-template-columns: 1fr;
  }
  .safety-pill {
    grid-row: auto;
    grid-column: auto;
    align-self: auto;
    justify-self: flex-start;
  }
  .footer-top {
    grid-template-columns: 1fr;
    gap: 32px;
  }
  .footer-links-col {
    grid-template-columns: repeat(3, 1fr);
  }
  .trust-strip {
    gap: 12px;
  }
  .trust-divider {
    display: none;
  }
  .trust-item {
    flex: 1 1 40%;
    white-space: normal;
  }
}

@media (max-width: 760px) {
  .safety-grid {
    grid-template-columns: 1fr;
  }
  .safety-featured {
    grid-column: auto;
    grid-template-columns: 1fr;
  }
  .trust-strip {
    display: grid;
    grid-template-columns: 1fr 1fr;
    padding: 18px;
  }
  .trust-item {
    padding: 8px 4px;
    white-space: normal;
    font-size: 12px;
  }
  .stokvel-feature {
    grid-template-columns: 42px 1fr;
  }
  .footer-links-col {
    grid-template-columns: 1fr 1fr;
  }
  .contact-cards {
    grid-template-columns: 1fr;
  }
  .float-card-hero {
    display: none;
  }
  .fc-top, .fc-bottom {
    display: none;
  }
}

@media (max-width: 560px) {
  .trust-strip {
    grid-template-columns: 1fr;
  }
  .footer-links-col {
    grid-template-columns: 1fr;
  }
  .waitlist-counter {
    flex-direction: column;
    gap: 2px;
    align-items: flex-start;
  }
  .stokvel-layout {
    gap: 32px;
  }
}

@media (max-width: 1040px) {
  .hero,
  .groups-layout,
  .credit-panel,
  .business-grid {
    grid-template-columns: 1fr;
  }

  .hero {
    padding-top: 42px;
  }

  .hero-visual {
    min-height: 630px;
  }

  .phone-main {
    left: calc(50% - 238px);
    right: auto;
  }

  .phone-side {
    right: calc(50% - 232px);
  }

  .feature-grid,
  .group-benefits,
  .safety-list,
  .path-grid,
  .steps-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .social-proof-strip {
    flex-wrap: wrap;
    gap: 12px;
  }

  .group-dashboard.phone-preview {
    width: min(100%, 290px);
    height: 560px;
    margin-right: auto;
  }

  .proof-divider {
    display: none;
  }

  .proof-item {
    flex: 1 1 30%;
  }

  .send-anyone-panel,
  .contact-panel,
  .download-section {
    grid-template-columns: 1fr;
  }

  .waitlist-form {
    max-width: 480px;
  }

  .contact-cards {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 760px) {
  .site-header {
    border-radius: 20px;
  }

  .nav-toggle {
    display: block;
  }

  .site-nav,
  .header-cta {
    display: none;
  }

  .site-nav.is-open {
    position: absolute;
    top: calc(100% + 10px);
    left: 0;
    right: 0;
    display: grid;
    gap: 0;
    padding: 10px;
    background: #fff;
    border: 1px solid var(--line);
    border-radius: 20px;
    box-shadow: var(--shadow);
  }

  .site-nav.is-open a {
    padding: 14px;
  }

  .hero {
    min-height: auto;
    padding-bottom: 46px;
  }

  .hero-copy {
    max-width: calc(100vw - 56px);
  }

  h1 {
    max-width: 330px;
    font-size: clamp(32px, 9vw, 38px);
    line-height: 1.02;
    overflow-wrap: normal;
  }

  .eyebrow {
    overflow-wrap: anywhere;
  }

  .hero-text {
    max-width: 330px;
    font-size: 17px;
    overflow-wrap: anywhere;
  }

  .hero-proof {
    display: grid;
    grid-template-columns: 1fr;
  }

  .hero-proof span {
    width: 100%;
  }

  .hero-visual {
    min-height: 520px;
  }

  .phone {
    border-width: 5px;
  }

  .phone-main {
    left: 0;
    width: 238px;
    height: 486px;
    min-height: 0;
  }

  .phone-side {
    right: 0;
    top: 92px;
    width: 192px;
    height: 392px;
    min-height: 0;
  }

  .app-balance-card strong,
  .group-balance-card strong,
  .savings-total strong {
    font-size: 25px;
  }

  .section {
    padding: 66px 0;
  }

  .feature-grid,
  .group-benefits,
  .safety-list,
  .path-grid,
  .steps-grid {
    grid-template-columns: 1fr;
  }

  .social-proof-strip {
    display: grid;
    grid-template-columns: 1fr;
    padding: 20px;
  }

  .proof-item {
    align-items: flex-start;
    padding: 12px 0;
    text-align: left;
  }

  .send-anyone-panel,
  .credit-panel,
  .contact-panel,
  .download-section {
    padding: 28px;
    border-radius: 28px;
  }

  .business-card {
    grid-template-columns: 1fr;
    min-height: 0;
    padding: 26px;
  }

  .waitlist-row {
    flex-direction: column;
    gap: 8px;
  }

  .waitlist-btn {
    width: 100%;
  }

  .site-footer {
    flex-direction: column;
    align-items: flex-start;
  }
}

@media (max-width: 560px) {
  .site-header,
  .section-band,
  .section,
  .logo-strip,
  .download-section,
  .site-footer {
    width: calc(100vw - 28px);
  }

  .hero-visual {
    min-height: auto;
    display: grid;
    gap: 18px;
    width: min(100%, 220px);
    margin: 0 auto;
  }

  .phone-main,
  .phone-side {
    position: relative;
    left: auto;
    right: auto;
    top: auto;
    width: 100%;
    height: auto;
    aspect-ratio: 9 / 18;
    margin-right: auto;
    margin-left: auto;
    transform: none;
  }

  .phone-side {
    min-height: 0;
  }

  .app-actions {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .app-actions span {
    min-width: 0;
  }

  .hero-actions {
    flex-direction: column;
  }

  .button {
    width: 100%;
  }
}