01
Create your wallet
Sign up with your phone number — no bank account required. Add money via EFT, card top-up, or agent deposit.
South Africa's mobile money platform
Money that works for everyone.
Send money, run your stokvel, and accept payments — whether you have a bank account or not. Built for the way South Africa actually moves money.
FICA compliant
No bank account needed
Works on any phone
Stokvel payout
R4,200.00
Approved by 4 members
Payment received
R85.00
Jabu's Spaza · just now
Funds held in a safeguarded bank account
Bank-level encryption on every transaction
FICA & POPIA compliant
Available in 5 languages
Reg: 2021/929916/07
The heart of NotioPay
Your stokvel finally has a real wallet.
South Africa has 11 million stokvel members pooling over R50 billion every year — mostly in cash, mostly on trust alone. NotioPay gives every group a shared wallet, contribution records, payout approvals, and a savings history that can open doors.
01
One wallet for the whole group
Every member can see the balance, contributions, and activity. No more disputes about who paid what.
02
Payout approvals built in
Payouts require member approval before funds move. Treasurer and members stay in control.
03
A history that matters
Consistent saving creates a verifiable record. Eligible groups may be considered by licensed finance partners.
04
Works for burial societies too
Any group that pools money — stokvels, burial societies, savings clubs — can run on NotioPay.
Get started in minutes
Three steps to your first payment.
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Pay, send, and request
Pay a merchant by QR, send wallet-to-wallet, or create a cash voucher for someone without the app.
03
Save with your group
Start or join a stokvel, record contributions, approve payouts, and build a shared saving history over time.
Everyday money
Built for how people actually move money.
Scan a merchant QR, send money to anyone — even family without the app — and keep a receipt for every movement.
Pay at local businesses
Use your NotioPay wallet at participating shops, traders, and service providers. No cash needed, every payment recorded.
Send money
Send wallet-to-wallet, or create a cash voucher for family who don't have the app yet.
Cash out nearby
Find a nearby agent to withdraw cash from your digital wallet whenever you need it.
Available in
English
isiZulu
isiXhosa
Sesotho
Afrikaans
Send to anyone
Family doesn't need the app to receive money.
Send directly to a NotioPay wallet, or create a cash voucher for anyone on a basic phone. They claim it through a supported agent — no app required.
Choose contact
Send voucher
Share claim code
For merchants and agents
Accept payments and support customers — no expensive hardware.
Merchants
Get paid by QR.
Show a QR code, receive payment alerts, track daily sales, and keep transaction records in one place. No card machine needed.
Apply to become a merchant →
Payment received
R250.00
Jabu's Market
Agents
Help the community move between cash and digital.
Agents cash customers out, manage float, and support everyday wallet access. Earn commission on every transaction.
Register as an agent →
Agent float
R6,430
Ready for service
Trust and safety
Your money is protected at every step.
NotioPay is built on the same compliance standards as licensed payment platforms — because your money deserves it.
Is my money safe?
Yes. Customer funds are held in a ring-fenced safeguarding account at a licensed South African bank — kept completely separate from NotioPay's operating funds. Your balance is yours.
SARB-aligned safeguarding
Payment PIN
Every money-moving action requires your PIN before funds leave. No PIN, no payment.
Receipts for everything
Every payment has a clear record — amount, date, reference, and transaction ID. Exportable as PDF.
7-rule AML engine
Automated monitoring detects unusual patterns and flags suspicious activity in real time.
Device awareness
Login alerts and push notifications keep your account activity visible on your phone.
Dispute support
Something looks wrong? Submit a dispute directly in the app and track it to resolution.
FICA compliant
Three-tier KYC, POPIA-aligned data handling, and FIC reporting obligations built into the platform.
Saving history to opportunity
Groups can build a record that supports partner finance access.
With consistent saving history, eligible groups may be considered for finance offers from licensed partners. NotioPay is not the credit provider — we build the record.
Save consistently
Monthly group contributions create a visible, verifiable pattern.
Build group trust
Contributions, approvals, and withdrawals — all recorded and timestamped.
Request partner review
Qualified groups can be considered by licensed finance partners.
Questions
What people ask first.
Talk to NotioPay
We'd love to hear from you.
Pick the right channel below — we'll get back to you quickly.
Launching 2026
Be among the first to use NotioPay.
We're launching in Gauteng, KwaZulu-Natal, and the Western Cape. Join the waitlist and get early access the moment we go live in your area.
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people already waiting
Android
iPhone
USSD — any phone